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	<title>Access One &#187; refinance mortgage</title>
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		<title>Your guide to refinancing</title>
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		<pubDate>Wed, 10 Mar 2010 05:06:29 +0000</pubDate>
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		<category><![CDATA[refinance home loan]]></category>
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		<description><![CDATA[When refinancing which home loan is right for you? Learn the differences between fixed rate and variable and is interest only or principal and interest  your best option. Refinancing can get you a lower mortgage repayment but it also has pitfalls...]]></description>
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