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At its meeting today, the Board decided to lower the cash rate by 25 basis points to 4.5 per cent, effective 2 November 2011.
This rate cut may provide a boost to the property market, which has slowed in most parts of Australia. It could also improve the consumer confidence of potential home buyers.
A [...]
At its meeting today, the Board decided to leave the cash rate unchanged at 4.75 per cent.
A Statement by Glenn Stevens claimed Conditions in global financial markets have continued to be very unsettled, with uncertainty increasing about both the prospects for resolution of the sovereign debt and banking problems in Europe, and the outlook for [...]
As global economic conditions have deteriorated, short-term fixed rate opportunities have become more attractive. It’s amazing what a month can do to the mortgage market. As lenders start to drop their fixed rates the whispers start “time to fix some or all of the mortgage”, so lets look at what is on offer and [...]
At its meeting today, the Board decided to leave the cash rate unchanged at 4.75 per cent.
The move comes as no surprise as consumers become cautious and are spending less and saving more. There was talk of an increase as inflation came in higher than expected last week but with all the global uncertainty [...]
Welcome our first online Rate & Property watch report; giving you a quick snapshot of the mortgage and Property market today. As a full service Mortgage Broker, our role is not only helping you make the most informed mortgage decisions possible but also helping make you aware of a variety of issues that can affect [...]
At its meeting today, the Board decided to leave the cash rate unchanged at 4.75 per cent.
Mortgage holders breath a sigh of relief today as it seems the RBA have listened to the collective voice of most Australians.
In a statement by the governor of the RBA Glenn Stevens; The global economy is continuing [...]
The National Rental affordability Scheme (NRAS) was introduced by the Australian Government to provide property investors with an incentive to build new affordable rental housing.
Because NRAS aims to encourage large-scale investment in affordable housing, NRAS Incentives cannot be applied for by small-scale, individual investors.Instead, individuals who are interested in purchasing just one or [...]
The Queensland Governernment has announced that they will provide a $10,000 grant for new homes being built – and you don’t have to be a First Home Buyer
Queensland Building Boost Grant – Available from the 1st August 2011 to 31st January 2012
Not just for first home buyers – applies to anyone buying or [...]
Announcement
At its meeting today, the Board decided to leave the cash rate unchanged at 4.75 per cent.
Great news for mortgage holders again today – the Reserve Bank has opted to keep rates on hold where it has been since November last year.
In a Statement by Glenn Stevens, Governor of the RBA; The global [...]
Unsolicited E-mails and Phone Calls
The Reserve Bank of Australia is warning the public to be aware of unsolicited e-mails and phone calls purportedly from the Bank. The Bank is aware of an increased number of scams using details of the Bank.
Scammers often use details of the Bank to make their scams seem more [...]
Announcement
At its meeting today, the Board decided to leave the cash rate unchanged at 4.75 per cent.
Great news for mortgage holders on Tuesday – the Reserve Bank has opted to keep rates on hold where it has been since November last year.
And it appears the credit market is pricing in about one 1/4 [...]
I hate debt! I’ll bet you do too. Why wouldn’t you? You know that debt brings with it a heavy burden that includes not only financial problems but emotional burdens, psychological and physical stress, family problems and a diminished ability to enjoy life. Getting out of debt feels great! It adds a whole new dimension [...]
Low deposit home loans
Low deposit, when is it going to No deposit? back in the good old days pre GFC a big portion of our loans we wrote were No deposit as first home owners were trying to get into the market then we had a melt down in the financial markets overseas and [...]
For those that don’t know what a mortgage offset account is it’s simply a savings account linked to your mortgage account. You deposit your income or any extra income you have into the savings account and the balance in the savings account is offset against whats owing on the mortgage therefore you pay less [...]
As always, the media is making as much noise as possible about house prices, interest rates and the economy and then there is various monthly and quarterly reports on house prices from valuers, property consultants and economists, so I’m going to try to put them altogether and bring the whole show back to Earth.
OK [...]
The secret is about acquiring the ability to pay yourself first by saving at least 10% of your annual salary for your long-term benefit.
It’s the most widely available financial product there is. More than 80% of households have at least one credit card. And if you dare to classify yourself as “average,” you have about four charge cards currently demagnetising themselves in your wallet.
To bolster your standing as an upstanding citizen of the world of plastic money, [...]
Crunching the numbers
Let’s review the numbers using John and Joanne’s example. They are first time property investors from Melbourne who have decided to invest in residential real estate to earn capital gains. However, because money is tight, they definitely want to minimize a negative cash flow outcome.
After window shopping at real [...]
Testimonials
I Just thought I'd let you know that our Bank rang late yesterday doing a "new customer survey". They asked a few questions including one about our broker. I gave you a score of 11/10!!!! Told them how fantastic you were!! Thanks heaps again for all your help over the last couple of months. Guy W
