Access One » How to buy a home

National Rental Affordability Scheme – What does it mean for investors?

AccessOne — Tue, 28 Jun 2011 01:52:07 +0000

The National Rental affordability Scheme (NRAS) was introduced by the Australian Government to provide property investors with an incentive to build new affordable rental housing.

Because NRAS aims to encourage large-scale investment in affordable housing, NRAS Incentives cannot be applied for by small-scale, individual investors.Instead, individuals who are interested in purchasing just one or [...]

How to save money with an offset account

AccessOne — Wed, 18 Aug 2010 23:50:39 +0000

For those that don’t know what a mortgage offset account is it’s simply a savings account linked to your mortgage account. You deposit your income or any extra income you have into the savings account and the balance in the savings account is offset against whats owing on the mortgage therefore you pay less [...]

Buying at auction? How to prepare for the big day

AccessOne — Mon, 10 May 2010 22:41:11 +0000

When a property is purchased at auction, it is deemed to be an unconditional contract, meaning it's not subject to finance or any other standard conditions.

Pre-approval – Gives You The Power To Negotiate

AccessOne — Wed, 05 May 2010 05:26:34 +0000

Pre-approval is a commitment from a lender that (in principle) you meet their criteria for a loan up to a certain amount, and that they will provide you with the finance once you find the right property.

“You don’t need to have decided which property you’ll purchase.” Obtaining pre-approval can take as little as 24-48 [...]

Cheap home loans

AccessOne — Mon, 19 Apr 2010 03:20:06 +0000

The RBA recently lifted its official interest rates by 0.25% taking them to 4.25% effective 7 April 2010. The RBA governor Glenn Stevens indicated Interest rates to most borrowers have been somewhat lower than average. The Board judges that with growth likely to be around trend and inflation close to target over the coming year, [...]

Paying Off Your Home Loan Faster

AccessOne — Tue, 09 Mar 2010 23:38:25 +0000

Hundreds and thousands of people in Australia are throwing their money away by choosing the wrong mortgage! You can easily half the cost of your mortgage. Sounds impossible? It’s not that hard when you know how. All it takes is 2 easy steps:

Property Investment

AccessOne — Tue, 09 Mar 2010 10:26:05 +0000

Investing in property is a great way to build real wealth. Be armed with as much relevant information as possible before making a big investment?

Financing Your Home

AccessOne — Tue, 09 Mar 2010 09:43:43 +0000

There are so many home loans on the market these days with an increasing variety of rates, fees and features that it really pays to shop around. Where do I start finding a home loan? We'll educate you about the different home loans which are available on the market.

The Buying Process

AccessOne — Tue, 09 Mar 2010 09:10:00 +0000

Steps in the buying process include the contract, deposit, conveyancing and settlement.

House Hunting

AccessOne — Tue, 09 Mar 2010 06:36:09 +0000

Your step-by-step guide to finding your dream home. Finding the perfect property will be a lot easier if you do your homework and don’t rush the process. It’s Important to see a variety of properties in order to get a feel for the market so you can make the right decision when the time comes.