For those that don’t know what a mortgage offset account is it’s simply a savings account linked to your mortgage account. You deposit your income or any extra income you have into the savings account and the balance in the savings account is offset against whats owing on the mortgage therefore you pay less interest [...]
Pre-approval is a commitment from a lender that (in principle) you meet their criteria for a loan up to a certain amount, and [...]
The RBA recently lifted its official interest rates by 0.25% taking them to 4.25% effective 7 April 2010. The RBA governor Glenn Stevens indicated Interest rates to most borrowers have been somewhat lower than average. The Board judges that with growth likely to be around trend and inflation close to target over the coming year, [...]
There are so many home loans on the market these days with an increasing variety of rates, fees and features that it really pays to shop around. Where do I start finding a home loan? We’ll educate you about the different home loans which are available on the market.
Steps in the buying process include the contract, deposit, conveyancing and settlement.




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