For those that don’t know what a mortgage offset account is it’s simply a savings account linked to your mortgage account. You deposit your income or any extra income you have into the savings account and the balance in the savings account is offset against whats owing on the mortgage therefore you pay less interest [...]
When a property is purchased at auction, it is deemed to be an unconditional contract, meaning it’s not subject to finance or any other standard conditions.
Pre-approval is a commitment from a lender that (in principle) you meet their criteria for a loan up to a certain amount, and [...]
The RBA recently lifted its official interest rates by 0.25% taking them to 4.25% effective 7 April 2010. The RBA governor Glenn Stevens indicated Interest rates to most borrowers have been somewhat lower than average. The Board judges that with growth likely to be around trend and inflation close to target over the coming year, [...]
Hundreds and thousands of people in Australia are throwing their money away by choosing the wrong mortgage! You can easily half the cost of your mortgage. Sounds impossible? It’s not that hard when you know how. All it takes is 2 easy steps:
Investing in property is a great way to build real wealth. Be armed with as much relevant information as possible before making a big investment?
There are so many home loans on the market these days with an increasing variety of rates, fees and features that it really pays to shop around. Where do I start finding a home loan? We’ll educate you about the different home loans which are available on the market.
Steps in the buying process include the contract, deposit, conveyancing and settlement.
Your step-by-step guide to finding your dream home. Finding the perfect property will be a lot easier if you do your homework and don’t rush the process. It’s Important to see a variety of properties in order to get a feel for the market so you can make the right decision when the time comes.
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