Access One » Getting out of debt

SPECIAL REPORT: Get Rid of Debt and stay Debt-Free for Life!

AccessOne — Tue, 14 Sep 2010 03:21:08 +0000

I hate debt! I’ll bet you do too. Why wouldn’t you? You know that debt brings with it a heavy burden that includes not only financial problems but emotional burdens, psychological and physical stress, family problems and a diminished ability to enjoy life. Getting out of debt feels great! It adds a whole new dimension [...]

How to save money with an offset account

AccessOne — Wed, 18 Aug 2010 23:50:39 +0000

For those that don’t know what a mortgage offset account is it’s simply a savings account linked to your mortgage account. You deposit your income or any extra income you have into the savings account and the balance in the savings account is offset against whats owing on the mortgage therefore you pay less [...]

Top 10 Credit Card Commandments you can’t live without.

AccessOne — Fri, 23 Jul 2010 03:14:10 +0000

It’s the most widely available financial product there is. More than 80% of households have at least one credit card. And if you dare to classify yourself as “average,” you have about four charge cards currently demagnetising themselves in your wallet.

To bolster your standing as an upstanding citizen of the world of plastic money, [...]

Interest Rate Busters – statergies to fight the rate rises

AccessOne — Wed, 12 May 2010 09:30:55 +0000

You don’t have to take the Reserve Bank’s increase on the chin we explore a few idea’s that you can use to help combat any rate rise.

Top 5 cutbacks to make this year

AccessOne — Tue, 04 May 2010 02:20:03 +0000

Every month we go through this ‘will they or won’t they?’ raise interest rates, and we sit pondering how this will effect us. It’s hard enough for families to plan there finances and lifestyle without the debate of which way interest rates are going. How do you plan 6 weeks down the track let alone [...]

Paying Off Your Home Loan Faster

AccessOne — Tue, 09 Mar 2010 23:38:25 +0000

Hundreds and thousands of people in Australia are throwing their money away by choosing the wrong mortgage! You can easily half the cost of your mortgage. Sounds impossible? It’s not that hard when you know how. All it takes is 2 easy steps:

Two more rate rises then nothing for 15 years says economist

AccessOne — Tue, 09 Feb 2010 11:02:26 +0000

Despite the central bank’s respite on raising interest rates this month, borrowers can still expect two more rate rises in 2010, says an economist.
That’s the bad news.
The good news is the cash rate will hold steady at 4.25 per cent for the next 10 to 15 years, as Australia moves into [...]