I hate debt! I’ll bet you do too. Why wouldn’t you? You know that debt brings with it a heavy burden that includes not only financial problems but emotional burdens, psychological and physical stress, family problems and a diminished ability to enjoy life. Getting out of debt feels great! It adds a whole new dimension [...]
For those that don’t know what a mortgage offset account is it’s simply a savings account linked to your mortgage account. You deposit your income or any extra income you have into the savings account and the balance in the savings account is offset against whats owing on the mortgage therefore you pay less [...]
It’s the most widely available financial product there is. More than 80% of households have at least one credit card. And if you dare to classify yourself as “average,” you have about four charge cards currently demagnetising themselves in your wallet.
To bolster your standing as an upstanding citizen of the world of plastic money, [...]
You don’t have to take the Reserve Bank’s increase on the chin we explore a few idea’s that you can use to help combat any rate rise.
Every month we go through this ‘will they or won’t they?’ raise interest rates, and we sit pondering how this will effect us. It’s hard enough for families to plan there finances and lifestyle without the debate of which way interest rates are going. How do you plan 6 weeks down the track let alone [...]
Hundreds and thousands of people in Australia are throwing their money away by choosing the wrong mortgage! You can easily half the cost of your mortgage. Sounds impossible? It’s not that hard when you know how. All it takes is 2 easy steps:
Two more rate rises then nothing for 15 years says economist
Despite the central bank’s respite on raising interest rates this month, borrowers can still expect two more rate rises in 2010, says an economist.
That’s the bad news.
The good news is the cash rate will hold steady at 4.25 per cent for the next 10 to 15 years, as Australia moves into [...]
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I Just thought I'd let you know that our Bank rang late yesterday doing a "new customer survey". They asked a few questions including one about our broker. I gave you a score of 11/10!!!! Told them how fantastic you were!! Thanks heaps again for all your help over the last couple of months. Guy W



